Life Insurance is PIVOTAL for them.

Family & legacy are worth protecting. Cherish what’s important.

Why Pivotal?

Pivotal Insurance consists of independently licensed agents that work diligently to address the needs of families who will benefit most from insurance.

Our advisors understand the catastrophic impact that death may have on your family, both emotionally and financially.

We utilize a vast range of resources to source the best programs to help protect vulnerable families from financial hardships due to loss of household income. 

OUR SERVICES

Life Insurance

There are several types of life insurance including term, whole, & universal life.

Mortgage Protection

Pay off your home and protect your family in the event of death.

Retirement Planning

Planning for retirement requires a strategic plan that ensures asset growth.

Our mission is to provide the best coverage for your family within your budget, creating comfortable experiences, and earning your trust as we build lasting relationships.

Our Promise to You

OUR PARTNERS

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Don’t take our word for it.

Check out what our clients are saying:

TESTIMONIALS

Still not convinced??

Here are even more testimonials from our clients:

  • Andy Cohen is great. I let him look at my policies and he showed me that I had a 2 year waiting period!! He replaced my 2 policies and for the same price and I got almost 3 times as much with 1st day coverage. I’m happy I let him in. He’s a great guy too."

    Gladys O.

  • "My experience was great. My agent Andy Cohen was a pleasure to work with. Was able to explain my policies, 5 of them. It will be nice to have all in one. Andy made me feel comfortable in making changes at this time. I am greatful for all his help. Andy is a great agent."

    Emma L.

  • "Andy was very helpful during the entire process. He showed me I was currently overpaying for life insurance and got me a much better deal. Was always on call and available when ever I had questions. "

    Questy M.

  • "I switched from a term policy to a whole life which is better for me at my age as Andy did a wonderful job and policy affordable."

    Willie C.

  • "He was a very informative of the different options available. He explained very well. He was pleasant to work with and not a pushy person."

    Laisne A.

  • "Very nice and knows the insurance industry. He helped both me and my wife get out of a bad insurance situation and into plans that are much better for us. I would highly recommend!!"

    Butch B.

  • "My term life insurance policy was about to expire and I wanted to keep my coverage, but before I just renewed my policy I talked to Andy. He was able to get me a lower rate with no medical exam with a great company. He and his team were awesome to work with and I’m glad I reached out to him. Highly recommend."

    Mike S.

  • "Andy Cohen is a true insurance professional. He's always willing to bend backward and sideways to find a plan that fits each pocket. He is affiliated with an array of companies that offer a variety of products. Andy is incredible and dependable. Your insurance needs will be met undoubtedly."

    Paul M.

  • "Andy is very experienced and he treated us as we were his family. My husband and i never felt secure enough to have people coming into our house to talk to us about buying a life insurance policy. Several seller called trying to get our attention. Andy was different. We felt that he really cares! we were very lucky to have met him! He is very patient and there is no pressure! Andy is very special and very professional!"

    Alfred F.

  • "Not too often we can come across human beings that even in business, allow their human nature to be present in dealing with others. Andy Cohen has been the individual that kindly help, with confidence to those, like me, in need to make a decision in matters of life insurance, a topic not easy to sometime comprehend. I am satisfied of the results and you will also be. Thank you."

    Eduardo C.

  • "With young children I thought I needed life insurance so I had shopped around for quotes. But before I spoke to Andy, I still didn’t know the differences between the types of life insurance. Once I spoke with Andy, he gave me a lower premium for term life, but he also explained all of the options that were available, including permanent and universal life. He was very thorough and helped me make the decision that was best for me and my family. I enjoyed working with Andy and highly recommend him. "

    Alex B.

  • "Having a young family and a mortgage, we knew that we needed some sort of insurance to protect us for the unexpected, but we didn’t know where to start. Our neighbor referred Pivotal Insurance to us and when we met with the agent, we understood why. We now have affordable insurance that covers the value of our home and returns our money if we don’t have to file a claim at the end of the term. We didn’t even know that this kind of insurance even existed. Thank you to the Pivotal team!"

    Ilya B.

Pivotal Life cannot prevent,

but we help protect.

Life is a journey filled with cherished memories. As you grow older, it's your responsibility to prepare for the end of life, and it’s our responsibility to help you ensure that you leave a legacy behind for your loved ones.